77 Proctor St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 77 Proctor St, Salem, MA 01970

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,110 sqft · built 1915
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on Record
Last Sale	$875,000 (May 2023)
Tax Bill	$10,342 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:25 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SALE M:25 L:0005`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,110 sqft Living Area
Gross Area	6,046 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	77 PROCTOR ST
City	SALEM
State	MA
Zip	01970-2110
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	5
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3000
Census Tract	204701

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	77 PROCTOR ST, SALEM, MA 01970-2110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage VELOCITY GROUP LLC
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
May 5, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	20232750
Deed Book / Page	41552 / 114
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Recording Date	Jul 10, 2026
Property Address	77 PROCTOR ST, SALEM, MA 01970-2110
Document Number	0000000710
Book / Page	43498 / 257
Instrument Date	Jul 9, 2026
Instrument	2026710
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 PROCTOR ST, SALEM, MA 01970-2110

Mortgage

Document Number	0000000710,
Date	Jul 10, 2026
Book Page	43498/257
Instrument	2026710

Lender

Name	VELOCITY GROUP LLC

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	77 PROCTOR ST, SALEM, MA 01970-2110
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039423-456
Date	Jan 19, 2021
Book Page	39423/456
Instrument	20210119003070

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	May 5, 2023
Property Address	77 PROCTOR ST, SALEM, MA 01970-2110
Document Number	041552-114
Book / Page	41552 / 114
Instrument Date	May 5, 2023
Instrument	20230505002750
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 PROCTOR ST, SALEM, MA 01970-2110

Mortgage

Document Number	230505002760
Date	May 5, 2023
Instrument	230505002760

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,342.00 (+4.34%)	$959,400 (+9.76%) Land $228,000 Building $731,400	$961,779
2025	$9,912.00 (+5.63%)	$874,100 (+8.23%) Land $205,200 Building $668,900
2024	$9,384.00 (+5.36%)	$807,600 (+13.43%) Land $195,000 Building $612,600
2023	$8,907.00	$712,000 Land $180,000 Building $532,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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