77 Potts Community Rd, Sylva, NC 28779 Property Records

Jackson County property record for 77 Potts Community Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 3 ba · 1,728 sqft · built 1998
Lot Size	25.1 acres (1,095,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2019)
Tax Bill	$1,344 (2023)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7630-38-8234`

Property Details

APN / Parcel Number

Primary APN	`7630-38-8234`
Alternative APNs	`7630-38-7440` `183485`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,728 sqft
Gross Area	2,592 sqft
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Logs
Lot Area	1,095,970 sqft
Terrain	Rolling
Porch	Porch
Porch Area	54 sqft
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	183485
Street Address	77 POTTS COMMUNITY RD
City	SYLVA
State	NC
Zip	28779-6897
Property Category	Other
Property Type	Other > Other Improved
Legal Description	OFF MOCKINGBIRD LN
Legal Township	29
Legal Subdivision	PORTION/LANDS/MARK WILLIAM EDW
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1011
Census Tract	950500

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 POTTS COMMUNITY RD, SYLVA, NC 28779-6897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2019	Warranty Deed, Transfer · Line of Credit BANK OF EDISON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	0002248465
Deed Book / Page	2248 / 465
Record Updated	Jun 7, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	77 POTTS COMMUNITY RD, SYLVA, NC 28779-6897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022040721
Date	Dec 28, 2017
Book Page	2204/721

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	77 POTTS COMMUNITY RD, SYLVA, NC 28779-6897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022861943
Date	Dec 21, 2020
Book Page	2286/1943

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 20, 2019
Property Address	77 POTTS COMMUNITY RD, SYLVA, NC 28779-6897
Document Number	0022480465
Book / Page	002248 / 000465
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	77 POTTS COMMUNITY RD SYLVA NC 287796897, SYLVA, NC 28779-6897

Mortgage

Document Number	22480469
Date	Sep 20, 2019
Book Page	002248/000469

Lender

Name	BANK OF EDISON
Type	Bank
Address	EDISON, GA 39846

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 19, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,344.00	$353,750 Land $119,100 Building $234,650

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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