Essex County and Marblehead Town property record for 77 Pond St, Marblehead, MA 01945
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,364 sqft · built 1934 |
| Lot Size | 0.128 acres (5,584 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $300,000 (May 1989) |
| Tax Bill | $11,199 (2026) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Jan 2026 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0169 B:0010 L:0 |
| Primary APN | MARB M:0169 B:0010 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 3,458 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 426 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,584 sqft (0.128 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 77 POND ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2604 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CR |
| Legal Block | 10 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 203302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
77 Pond St, a duplex, is owner-occupied and held in a trust since March 2023.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 77 POND ST, MARBLEHEAD, MA 01945-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage PHH US MORTGAGE CORP |
| Jan 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 1989 · Amount on File |
| Deed Sale | May 8, 1989 · Amount on File |
| Last Transfer Date | Mar 16, 2023 |
| Transfer Doc | 0000643163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 77 POND ST, MARBLEHEAD, MA 01945-2604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000664179 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 664179 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 925 Months |
| Due | Feb 1, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2026 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 77 POND ST, MARBLEHEAD, MA 01945-2604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000664180 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 664180 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 925 Months |
| Due | Feb 1, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2026 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Mar 20, 2023 |
| Property Address | 77 POND ST, MARBLEHEAD, MA 01945-2604 |
| Document Number | 0000643163 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 643163 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 POND ST, MARBLEHEAD, MA 01945-2604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 77 POND ST, MARBLEHEAD, MA 01945-2604 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 624740 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 624740 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 77 Pond St was $11,199, up 0.7% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,199.00 (+0.67%) | $1,308,300 (+6.43%) Land $760,800 Building $547,500 | $985,737 |
| 2025 | $11,125.00 (+12.32%) | $1,229,300 (+11.2%) Land $760,800 Building $468,500 | |
| 2024 | $9,905.00 (-7.08%) | $1,105,500 (+3.71%) Land $760,800 Building $344,700 | |
| 2023 | $10,660.00 | $1,066,000 Land $655,400 Building $410,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Pond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 individual policies |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 77 Pond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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