77 Pond Dr, Elgin, OK 73538 Property Records

Comanche County property record for 77 Pond Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1996
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,500 (Oct 2020)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03N10W-05-2-99972-000-0000`

Property Details

APN / Parcel Number

Primary APN	`03N10W-05-2-99972-000-0000`
Alternative APNs	`099972-0520015-00000` `160030299` `30299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Carport
Garage Area	486 sqft
Carport	Carport
Carport Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30299
Street Address	77 POND DR
City	ELGIN
State	OK
Zip	73538-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-3N-10W BEG AT A PT 350' (S8959'E) OF SW/C S/2 NW/4 SEC 5 THN N 608.73', (S8959'E) 190', S 608.73', (N89*59'W) 190' TO PO
Legal Range	10W
Legal Township	03N
Legal Section	05
Legal Subdivision	FARM 3N-10W
Legal Tract	2
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2106
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 POND DR, ELGIN, OK 73538-8434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Oct 7, 2011 · Amount on Record
Deed Document Number	202015914
Deed Book / Page	8595 / 52
Prior Transfer Date	Feb 22, 2013
Prior Transfer Doc	06882/0010
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Oct 23, 2020
Property Address	77 POND DR, ELGIN, OK 73538-8434
Document Number	0008595/52
Book / Page	8595 / 52
Instrument Date	Oct 23, 2020
Instrument	2020-015914
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 POND DR, ELGIN, OK 73538-8434

Mortgage

Document Number	2020015915
Date	Oct 23, 2020
Instrument	2020-015915

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,389 (-) Land $2,341 Building $14,048	$145,679 (-) Land $20,810 Building $124,869
2025	$1,658.00	$16,389 (+3.96%) Land $2,341 Building $14,048	$145,679 (+3.96%) Land $20,810 Building $124,869
2024	$1,658.00 (+2.35%)	$15,764 (+1.66%) Land $2,341 Building $13,423	$140,125 (+1.66%) Land $20,810 Building $119,315
2023	$1,620.00	$15,506 Land $2,341 Building $13,165	$137,833 Land $20,810 Building $117,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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