State of Hawaii and Hawaii County property record for 77 Pohakulani St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,168 sqft · built 1972 |
| Lot Size | 0.489 acres (21,312 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $608 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-014-022 |
| Primary APN | 3-2-4-014-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,312 sqft (0.489 acres) |
| Garage Area | 180 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 77 POHAKULANI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Subdivision | HOOLUANA TRACT |
| Legal Lot Number | 11 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20701 |
77 Pohakulani St is owned and occupied by an individual who acquired it in December 2017.
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 POHAKULANI ST, HILO, HI 96720-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Jul 29, 2025 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 16, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Dec 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2017 |
| Transfer Doc | 0065700202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 77 POHAKULANI ST, HILO, HI 96720-3115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A83880626 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | A-83880626 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 77 POHAKULANI ST, HILO, HI 96720-3115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | A9341000050 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | A-9341000050 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 77 POHAKULANI ST, HILO, HI 96720-3115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FNT |
| Name | Verified Name |
|---|
| Document Number | 0A68940338 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | A-68940338 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Dec 27, 2017 |
| Property Address | 77 POHAKULANI ST, HILO, HI 96720-3115 |
| Document Number | 0A65700202 |
| Instrument Date | Dec 18, 2017 |
| Instrument | A65700202 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 77 POHAKULANI ST HILO HI 967203115, HILO, HI 96720-3115 |
| Document Number | A65700203 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | A65700203 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 26, 2027 |
The 2025 property tax bill for 77 Pohakulani St was $608 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,100 (+2.99%) Land $79,300 Building $161,800 | $463,500 (+2.79%) Land $268,400 Building $195,100 | |
| 2025 | $608.00 | $234,100 (+2.99%) Land $79,300 Building $154,800 | $450,900 (+7.69%) Land $255,800 Building $195,100 |
| 2024 | $227,300 (+2.99%) Land $79,300 Building $148,000 | $418,700 (+7.25%) Land $232,100 Building $186,600 | |
| 2023 | $778.00 Homeowner's exemption | $220,700 Land $79,300 Building $141,400 | $390,400 Land $216,900 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Pohakulani St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Pohakulani St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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