Bergen County and Demarest Borough property record for 77 Pine Ter, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,472 sqft · built 1970 |
| Lot Size | 0.599 acres (26,092 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,127,000 (Feb 2022) |
| Tax Bill | $35,217 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00084-08-00010 |
| Primary APN | 09-00084-08-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,472 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 26,092 sqft (0.599 acres) |
| Lot Dimensions | 174 ft deep x 150 ft wide |
| Old Parcel Number | 0900084H00010 |
|---|---|
| Street Address | 77 PINE TER |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.599AC |
| Legal Subdivision | LAKE ROAD ESTATES |
| Legal Block | 84.08 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Feb 16, 2022 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 16, 2022 | Sheriff's Deed, Foreclosure NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Feb 16, 2022 · Amount on Record |
| Deed Document Number | 202220671 |
| Deed Book / Page | 4585 / 154 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0045850142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 27, 2026 |
| Property Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Document Number | 0000028002 |
| Book / Page | 5782 / 1524 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202628002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|
| Document Number | 0000028002, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 5782/1524 |
| Instrument | 202628002 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0050981066 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 5098/1066 |
| Instrument | 2023065555 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Document Number | 0050491596 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 5049/1596 |
| Instrument | 2023050219 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 16, 2022 |
| Property Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Document Number | 0045850154 |
| Book / Page | 4585 / 154 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2022020671 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,381.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 CRESCENT WAY, 6, FORT LEE, NJ 07024-6403 |
| Name | Verified Name |
|---|---|
| Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Document Number | 2022020672 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022020672 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 7.5% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 16, 2022 |
| Property Address | 77 PINE TER, DEMAREST, NJ 07627-1209 |
| Document Number | 0045850142 |
| Book / Page | 4585 / 142 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2022020670 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2022 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,426.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CRESCENT WAY, FORT LEE, NJ 07024-6403 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,951,100 (-) Land $1,011,400 Building $939,700 | $1,951,100 (-) Land $1,011,400 Building $939,700 | |
| 2025 | $35,217.00 (+13.09%) | $1,951,100 (+91.53%) Land $1,011,400 Building $939,700 | $1,951,100 (+91.53%) Land $1,011,400 Building $939,700 |
| 2024 | $31,142.00 (+7.68%) | ||
| 2023 | $1,018,700 Land $579,700 Building $439,000 | $1,018,700 Land $579,700 Building $439,000 | |
| 2022 | $28,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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