77 Pine Bark Dr, Murray, KY 42071 Property Records

Calloway County property record for 77 Pine Bark Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,200 sqft · built 2008
Owner	Individual Name on File
Last Sale	$84,000 (Dec 2015)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`088-F-0036`

Property Details

APN / Parcel Number

Primary APN	`088-F-0036`
Alternative APN	`40504`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2008
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric

Location & Zoning

Account Number	40504
Street Address	77 PINE BARK DR
City	MURRAY
State	KY
Zip	42071-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88F-36,37 77 PINE BARK DRIVE
Jurisdiction	CALLOWAY KY
Township / Civil Division	NEW CONCORD
Census Block Group	2
Census Block	2060
Census Tract	10800

Owner

Source: Calloway County assessment roll, as of November 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	77 PINE BARK DR, MURRAY, KY 42071-5462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	580323
Deed Book / Page	1072 / 679
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	77 PINE BARK DR, MURRAY, KY 42071-5462
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 PINE BARK DR, MURRAY, KY 42071-5462

Mortgage

Document Number	001279/309
Date	Oct 19, 2020
Book Page	1279/309
Instrument	644594

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 31, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (-1.63%)	$120,000 (-)	$120,000 (-)
2023	$1,106.00	$120,000	$120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Corp. Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Bark Dr

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