77 Phoenix Ln, Morganton, GA 30560 Property Records

Fannin County property record for 77 Phoenix Ln, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1976
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Apr 2017)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MO01 054`

Property Details

APN / Parcel Number

Primary APN	`MO01 054`
Alternative APN	`14520`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Pole Building Garage

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Deck Area	192 sqft
Canopy	100 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14520
Street Address	77 PHOENIX LN
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL289 DB1204-790* 1.18AC
Legal Subdivision	MORGANTON RES 5 ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2052
Census Tract	50500

Owner

Source: Fannin County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1613, BLUE RIDGE, GA 30513-0028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit COPPER BASIN FEDERAL CREDIT UNION
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Jun 28, 2002 · Amount on Record
Deed Document Number	2017808
Deed Book / Page	1204 / 790
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Recording Date	Apr 2, 2026
Property Address	77 PHOENIX LN, MORGANTON, GA 30560
Document Number	0000001696/0000000177
Book / Page	1696 / 177
Instrument Date	Apr 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 PHOENIX LN, MORGANTON, GA 30560

Mortgage

Document Number	1696000177,
Date	Apr 2, 2026
Book Page	1696/177

Lender

Name	COPPER BASIN FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6%
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 10, 2017
Property Address	77 PHOENIX LN, MORGANTON, GA 30560
Document Number	001204/790
Book / Page	1204 / 790
Instrument Date	Apr 10, 2017
Instrument	2017-000808
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1613, BLUE RIDGE, GA 30513-0028

Mortgage

Document Number	001204/792
Date	Apr 11, 2017
Book Page	1204/792
Instrument	2164950015

Lender

Name	IFREEDOM DIRECT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Municipality	Morganton City
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (-11.74%)	$85,020 (+20.89%) Land $12,414 Building $72,606	$212,549 (+20.89%) Land $31,034 Building $181,515
2023		$70,328 (+10.74%) Land $12,414 Building $57,914	$175,820 (+10.74%) Land $31,034 Building $144,786
2022	$1,175.00	$63,505 Land $3,493 Building $60,012	$158,762 Land $8,732 Building $150,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTON serves 1,768 people · EPA ID GA1110003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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