77 Phillips Rd, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 77 Phillips Rd, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1985
Lot Size	1.51 acres (65,776 sqft)
Owner	Trust Name on File
Last Sale	$175,000 (Nov 2002)
Tax Bill	$8,917 (2025)
Deeds & Mortgages	Jun 2023 Refinance Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514889 17.3-8-7`

Property Details

APN / Parcel Number

Primary APN	`514889 17.3-8-7`
Alternative APN	`155236.117`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	696 sqft
Upper Floors Area	348 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	155236.117
Street Address	77 PHILLIPS RD
City	SAUGERTIES
State	NY
Zip	12477-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Block	8
Legal Lot Number	7.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	4
Census Block	4005
Census Tract	950400

Owner

77 Phillips Rd is owner-occupied and held in a trust since December 2022.

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner of Record	Trust Name on File
Mailing Address	77 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 28, 2023	Deed, Transfer
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2002 · Amount on File
Deed Sale	Nov 12, 2002 · Amount on File
Deed Document Number	2002419
Deed Book / Page	3451 / 99
Last Transfer Date	Dec 7, 2022
Transfer Doc	0000002251
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	77 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006295
Date	Jun 7, 2023
Book Page	13099/280
Instrument	2023-6295

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 28, 2023
Property Address	77 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Document Number	0000002251
Book / Page	7196 / 273
Instrument Date	Dec 7, 2022
Instrument	2023-2251
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 PHILLIPS RD, SAUGERTIES, NY 12477-3224

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	77 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021531
Date	Nov 8, 2021
Book Page	12633/61
Instrument	2021-21531

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 77 Phillips Rd was $8,917 with exemptions applied.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,917.00	$530,000 Land $76,500 Building $453,500	$530,000 Land $76,500 Building $453,500
2023		$450,500 (+18.09%) Land $74,000 Building $376,500	$450,500 (+18.09%) Land $74,000 Building $376,500
2022		$381,500 Land $74,000 Building $307,500	$381,500 Land $74,000 Building $307,500
2021	$3,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Phillips Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Phillips Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 98.9% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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