77 Panetta Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 77 Panetta Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,242 sqft · built 1954
Lot Size	1.04 acres (45,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jul 2014)
Tax Bill	$16,287 (2025)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`189-181-007-000`

Property Details

APN / Parcel Number

Primary APN	`189-181-007-000`
Alternative APN	`189-181-007`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,242 sqft Living Area
1st Floor Area	3,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	H-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,546 sqft

Location & Zoning

Old Parcel Number	189-181-007
Street Address	77 PANETTA RD
City	CARMEL VALLEY
State	CA
Zip	93924-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR # 3 RO LOS LAURELES LOT 8 OF SUB A OF SUB 1 OF LOT 4B 1.185 AC
Legal Subdivision	PAR # 3 RO LOS LAURELES
Legal Block	1
Legal Lot Number	8,4B
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1003
Census Tract	11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 PANETTA RD, CARMEL VALLEY, CA 93924-9452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2014 · Amount on Record
Deed Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	201430539
Last Transfer Date	Mar 19, 2022
Transfer Doc	0000026628
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 28, 2023
Property Address	77 PANETTA RD, CARMEL VALLEY, CA 93924-9452
Document Number	0000026628
Map Reference	VOL 935 PG 237
Instrument Date	Mar 19, 2022
Instrument	2023026628
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	77 PANETTA RD, CARMEL VALLEY, CA 93924-9452

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,562,994 (+2%) Land $735,528 Building $827,466
2025	$16,287.00 (+2.85%)	$1,532,348 (+4.04%) Land $721,106 Building $811,242
2023	$15,836.00 (+3.36%)	$1,472,847 Land $693,105 Building $779,742
2022	$15,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	20 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20