77 Pacific St, Central Falls, RI 02863 Property Records

Central Falls City property record for 77 Pacific St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3.5 ba · 2,375 sqft · built 1920
Lot Size	0.093 acres (4,055 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2019)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Nov 2022 Refinance Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`23-0460-01`

Property Details

APN / Parcel Number

Primary APN	`23-0460-01`
Alternative APN	`CENT M:05 P:404`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,375 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,055 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	23-0460-01
Street Address	77 PACIFIC ST
City	CENTRAL FALLS
State	RI
Zip	02863-2840
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	2
Census Block	2005
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Central Falls Historic District listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

77 Pacific St, a residential property, is owned and occupied by an individual who bought it in December 2019.

Source: Central Falls City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	77 PACIFIC ST, CENTRAL FALLS, RI 02863-2840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	20191737
Deed Book / Page	968 / 136
Transfer Doc	772-102
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	77 PACIFIC ST, CENTRAL FALLS, RI 02863-2840
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	LIBERTY TITLE & ESCROW COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001042-316
Date	Nov 10, 2022
Book Page	1042/316
Instrument	1625

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	77 PACIFIC ST, CENTRAL FALLS, RI 02863-2840
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001011-81
Date	Sep 8, 2021
Book Page	1011/81
Instrument	1406

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 77 Pacific St was $5,948.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,948.00	$450,300 Land $101,000 Building $349,300
2023	$6,173.00 (+54.56%)	$332,800 (-) Land $75,700 Building $257,100
2022	$3,994.00	$332,800 Land $75,700 Building $257,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Pacific St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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