77 Old Worcester Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 77 Old Worcester Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1987
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Sep 2018)
Tax Bill	$3,438 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0041 B:000A L:00017-5`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0041 B:000A L:00017-5`
Alternative APNs	`CHRL M:0041 B:000A L:00017-5` `M:0041 B:000A L:00017=5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	2,887 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	77 OLD WORCESTER RD
City	CHARLTON
State	MA
Zip	01507-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	17-5
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3017
Census Tract	756102

Owner

77 Old Worcester Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 OLD WORCESTER RD, CHARLTON, MA 01507-1376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage INLAND BK&TR
Sep 26, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Mar 31, 2005 · Amount on File
Deed Book / Page	59481 / 229
Transfer Doc	059481-229
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	77 OLD WORCESTER RD, CHARLTON, MA 01507-1376
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070745-267
Date	Jul 11, 2024
Book Page	70745/267
Instrument	53935

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Sep 28, 2018
Property Address	77 OLD WORCESTER RD, CHARLTON, MA 01507-1376
Document Number	59481-229
Book / Page	059481 / 000229
Instrument Date	Sep 28, 2018
Instrument	103612
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.08
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 OLD WORCESTER RD CHARLTON MA 015071376, CHARLTON, MA 01507-1376

Mortgage

Document Number	59481-231
Date	Sep 28, 2018
Book Page	059481/000231
Instrument	103613

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	77 OLD WORCESTER RD, CHARLTON, MA 01507-1376
Document Number	57838-46
Book / Page	057838 / 000046
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57838-46
Date	Oct 4, 2017
Book Page	057838/000046
Instrument	99

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 77 Old Worcester Rd was $3,438, up 1.6% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,438.00 (+1.57%)	$314,300 (+3.35%) Land $84,100 Building $230,200	$410,033 (+3.85%)
2025	$3,385.00 (+4.35%)	$304,100 (+6.29%) Land $81,100 Building $223,000	$394,820
2024	$3,244.00 (+2.21%)	$286,100 (+9.7%) Land $78,100 Building $208,000
2023	$3,174.00	$260,800 Land $75,100 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Old Worcester Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Old Worcester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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