77 N Gregory St, Ecru, MS 38841 Property Records

Pontotoc County property record for 77 N Gregory St, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,955 sqft · built 2024
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Dec 2024 Mortgage May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-33-000-008.59`

Property Details

APN / Parcel Number

Primary APN	`098-33-000-008.59`
Alternative APN	`25908`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,955 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Porch	Porch
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25908
Street Address	77 N GREGORY ST
City	ECRU
State	MS
Zip	38841-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.40 AC NW1/4 LOT 59 CHERRY CREEK S/D 20234434 10/25/23 20241743 5/16/24 662 310 2054
Legal Lot Number	59
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70 BELOW ST, ECRU, MS 38841-6119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2024	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS
May 16, 2024	Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024
Deed Sale	Dec 11, 2024
Prior Sale	May 16, 2024
Deed Document Number	2024004278
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 11, 2024
Property Address	77 N GREGORY ST, ECRU, MS 38841-6112
Document Number	2024004278
Instrument Date	Dec 2, 2024
Instrument	2024004278
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3984 LAFAYETTE SPRINGS RD, THAXTON, MS 38871-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 BELOW ST, ECRU, MS 38841-6119

Mortgage

Document Number	2024004279
Date	Dec 11, 2024
Instrument	2024004279

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	May 16, 2024
Property Address	77 N GREGORY ST, ECRU, MS 38841-6112
Document Number	2024001743
Instrument Date	May 9, 2024
Instrument	2024001743
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3984 LAFAYETTE SPRINGS RD, THAXTON, MS 38871-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N GREGORY ST, ECRU, MS 38841-6112

Mortgage

Document Number	2024001744
Date	May 16, 2024
Instrument	2024001744

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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