77 Myrtle St, Cramerton, NC 28032 Property Records

Gaston County property record for 77 Myrtle St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1900
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$577 (2026)
Deeds & MortgagesJul 2023 Mortgage
Oct 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN195833

Property Details

APN / Parcel Number

Primary APN195833
Alternative APN
  • 3979525

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area10,019 sqft (0.23 acres)
PorchPorch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address77 MYRTLE ST
CityCRAMERTON
StateNC
Zip28032-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON BLK 5 L 12 16 003A 094 00 000
Legal SubdivisionBURLINGTON CRAMERTON
Legal Block5
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1045
Census Tract32202

Owner

77 Myrtle St is owned and occupied by an individual who acquired it in February 1997.

Source: Gaston County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address77 MYRTLE ST, CRAMERTON, NC 28032-1531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · FHA Mortgage
GOODLEAP LLC
Oct 24, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 1997
Deed SaleFeb 11, 1997
Deed Book / Page2630 / 793
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address77 MYRTLE ST, CRAMERTON, NC 28032-1531
Transaction TypeMortgage
Record UpdatedAug 29, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054241068
DateJul 25, 2023
Book Page5424/1068
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address77 MYRTLE ST, CRAMERTON, NC 28032-1531
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 MYRTLE ST, CRAMERTON, NC 28032-1531

Mortgage

Document Number0053730584
DateOct 24, 2022
Book Page5373/584
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.89%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.8%

Tax Assessment & Valuation

The 2026 property tax bill for 77 Myrtle St was $577.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577.00$112,240 Land $24,000 Building $88,240
2023$1,184.00$112,240 Land $24,000 Building $88,240
2021$63,380 Land $18,000 Building $45,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Myrtle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Myrtle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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