77 Mill St, Westwood, MA 02090 Property Records

Norfolk County and Westwood Town property record for 77 Mill St, Westwood, MA 02090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,649 sqft · built 1964
Lot Size	0.919 acres (40,023 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Apr 2021)
Tax Bill	$15,421 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WWOO M:028 B:000 L:027`

Property Details

APN / Parcel Number

Primary APN	`WWOO M:028 B:000 L:027`
Alternative APN	`3454`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	3,243 sqft
1st Floor Area	1,430 sqft
Basement Area	1,320 sqft
Unfinished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,023 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3454
Street Address	77 MILL ST
City	WESTWOOD
State	MA
Zip	02090-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	27
Jurisdiction	WESTWOOD MA
Township / Civil Division	WESTWOOD
Census Block Group	1
Census Block	1010
Census Tract	412100

Owner

Source: Norfolk County and Westwood Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 MILL ST, WESTWOOD, MA 02090-2729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Jun 27, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS
Apr 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	May 9, 2018
Deed Book / Page	39310 / 204
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	39310-204
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	77 MILL ST, WESTWOOD, MA 02090-2729
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041048-524
Date	Feb 7, 2023
Book Page	41048/524
Instrument	7494

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Jun 27, 2025
Property Address	77 MILL ST, WESTWOOD, MA 02090-2729
Document Number	042490-174
Book / Page	42490 / 174
Instrument Date	Jun 23, 2025
Instrument	42469
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MILL ST, WESTWOOD, MA 02090-2729

Mortgage

Document Number	0000042470
Date	Jun 27, 2025
Instrument	42470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Jul 1, 2032
Index	Other

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Jun 24, 2024
Property Address	77 MILL ST, WESTWOOD, MA 02090-2729
Document Number	041847-517
Book / Page	41847 / 517
Instrument Date	Jun 17, 2024
Instrument	39202
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MILL ST, WESTWOOD, MA 02090-2729

Mortgage

Document Number	0000039203
Date	Jun 24, 2024
Instrument	39203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	77 MILL ST, WESTWOOD, MA 02090-2729
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037935-298
Date	Jun 2, 2020
Book Page	37935/298
Instrument	50808

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Apr 23, 2021
Property Address	77 MILL ST, WESTWOOD, MA 02090-2729
Document Number	39310-204
Book / Page	39310 / 204
Instrument Date	Apr 22, 2021
Instrument	53517
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 MILL ST, WESTWOOD, MA 02090-2729

Mortgage

Document Number	53518
Date	Apr 23, 2021
Instrument	53518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	May 9, 2018
Property Address	77 MILL ST, WESTWOOD, MA 02090-2729
Document Number	35969-507
Book / Page	035969 / 000507
Instrument Date	Apr 26, 2018
Instrument	36477
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	77 MILL ST WESTWOOD MA 020902729, WESTWOOD, MA 02090-2729

Tax Assessment & Valuation

Source: Norfolk County and Westwood Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Westwood Town
Unified School District	Westwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,421.00 (+9.97%)	$1,204,800 (+10.06%) Land $549,900 Building $654,900
2024	$14,023.00 (+10.85%)	$1,094,700 (+23.75%) Land $523,500 Building $571,200	$1,257,135
2023	$12,650.00	$884,600 Land $436,300 Building $448,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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