77 Middle St, #1, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 77 Middle St, #1, Westbrook, ME 04092

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,434 sqft · built 1984
Owner	Individual Name on File
Tax Bill	$4,175 (2023)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105589`

Property Details

APN / Parcel Number

Primary APN	`105589`
Alternative APN	`WSBR M:026 B:001 L:027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	77 MIDDLE ST, 1
City	WESTBROOK
State	ME
Zip	04092-3349
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	1
Legal Lot Number	27
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1010
Census Tract	2901

Owner

77 Middle St, #1 is owned and occupied by an individual.

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	77 MIDDLE ST, 1, WESTBROOK, ME 04092-3349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN CREDIT UNION
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jul 28, 2017	Deed of Trust, Mortgage CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Recording Date	Jul 17, 2026
Property Address	77 MIDDLE ST, 1, WESTBROOK, ME 04092-3349
Document Number	0000029661
Book / Page	42403 / 306
Instrument Date	Jul 13, 2026
Instrument	202629661
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MIDDLE ST, 1, WESTBROOK, ME 04092-3349

Mortgage

Document Number	0000029661,
Date	Jul 17, 2026
Book Page	42403/306
Instrument	202629661

Lender

Name	EVERGREEN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	77 MIDDLE ST # 1, 1, WESTBROOK, ME 04092-3349
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381990076
Date	May 17, 2021
Book Page	38199/76
Instrument	34890

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	77 MIDDLE ST # 1, 1, WESTBROOK, ME 04092-3349
Document Number	0342090312
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MIDDLE ST #1 WESTBROOK ME 040923349, 1, WESTBROOK, ME 04092-3349

Mortgage

Document Number	0342090312
Date	Aug 3, 2017
Book Page	034209/000312
Instrument	37854

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,175.00 (+10.1%)	$250,300 (+19.47%) Land $108,000 Building $142,300
2022	$3,792.00	$209,500 Land $90,000 Building $119,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Middle St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Middle St, #1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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