Bryan County property record for 77 Memory Ln, Richmond Hill, GA 31324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,249 sqft · built 2020 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,885 (Oct 2020) |
| Tax Bill | $4,365 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-001-253 |
| Primary APN | 055-23-001-253 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,249 sqft Heated Area |
| 1st Floor Area | 1,018 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 459 sqft |
| Porch | Slab |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20949 |
|---|---|
| Street Address | 77 MEMORY LN |
| City | RICHMOND HILL |
| State | GA |
| Zip | 31324-7847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PB 2019 / PG 13-20 THE COMMONS POD 3 LOT 253 |
| Legal Subdivision | THE COMMONS |
| Legal Phase | POD3 |
| Legal Lot Number | 253 |
| Jurisdiction | BRYAN GA |
| Township / Civil Division | RICHMOND HILL |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 920308 |
Source: Bryan County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 MEMORY LN, RICHMOND HILL, GA 31324-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 20, 2020 | Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Jul 10, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 20202382 |
| Deed Book / Page | 1450 / 347 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0001428/85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRYAN GA |
| Property Address | 77 MEMORY LN, RICHMOND HILL, GA 31324-7847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 77 MEMORY LN, RICHMOND HILL, GA 31324-7847 |
| Document Number | 0000001656/0000000288 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 0000001656/0000000288 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BRYAN GA |
| Recording Date | Oct 20, 2020 |
| Property Address | 77 MEMORY LN, RICHMOND HILL, GA 31324-7847 |
| Document Number | 001450/347 |
| Book / Page | 1450 / 347 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2020-002382 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 MEMORY LN, RICHMOND HILL, GA 31324-7847 |
| Document Number | 0000001450/0000000349 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 0000001450/0000000349 |
| Instrument | 008421 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRYAN GA |
| Recording Date | Jul 10, 2020 |
| Property Address | 77 MEMORY LN, RICHMOND HILL, GA 31324-7847 |
| Document Number | 0001428/85 |
| Book / Page | 1428 / 85 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 2020-001489 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 23376, HILTON HEAD, SC 29925-3376 |
Source: Bryan County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Bryan County |
| Municipality | Richmond Hill City |
| Unified School District | Bryan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,365.00 (+2.66%) | $155,400 (+5.51%) Land $28,400 Building $127,000 | $388,500 (+5.51%) Land $71,000 Building $317,500 |
| 2024 | $4,252.00 (+6.46%) | $147,280 (+6.91%) Land $28,400 Building $118,880 | $368,200 (+6.91%) Land $71,000 Building $297,200 |
| 2023 | $3,994.00 (+14.84%) | $137,760 (+18.92%) Land $28,400 Building $109,360 | $344,400 (+18.92%) Land $71,000 Building $273,400 |
| 2022 | $3,478.00 | $115,840 Land $28,400 Building $87,440 | $289,600 Land $71,000 Building $218,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 266 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 266 in force |
| Nearby Flood Claims | 5 (2019–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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