77 Memory Ln, Burnsville, NC 28714 Property Records

Yancey County property record for 77 Memory Ln, Burnsville, NC 28714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,768 sqft · built 1980
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$637 (2026)
Deeds & Mortgages	Sep 2026 Sale Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081100398710.000`

Property Details

APN / Parcel Number

Primary APN	`081100398710.000`
Alternative APNs	`81100398710000` `16741`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	39,640 sqft (0.91 acres)
Terrain	Steep
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	72 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	240 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	16741
Street Address	77 MEMORY LN
City	BURNSVILLE
State	NC
Zip	28714-5193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BYRD MOUNTAIN ESTATES
Jurisdiction	YANCEY NC
Township / Civil Division	JACKS CREEK
Census Block Group	2
Census Block	2109
Census Tract	960400

Owner

77 Memory Ln is owned and occupied by two individuals who acquired it in September 2026.

Source: Yancey County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 MEMORY LN, BURNSVILLE, NC 28714-5193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000002659
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Sep 23, 2026
Property Address	77 MEMORY LN, BURNSVILLE, NC 28714-5193
Document Number	0000002659
Book / Page	966 / 176
Instrument Date	Sep 23, 2026
Instrument	20262659
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	77 MEMORY LN, BURNSVILLE, NC 28714-5193

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	77 MEMORY LN, BURNSVILLE, NC 28714-5193
Document Number	0007910238
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 MEMORY LN BURNSVILLE NC 287145193, BURNSVILLE, NC 28714-5193

Mortgage

Document Number	0007910238
Date	Oct 23, 2018
Book Page	000791/000238
Instrument	2532

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 77 Memory Ln was $637 with a senior citizen's exemption.

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$637.00 Senior Citizen's exemption	$222,800 (-) Land $68,300 Building $154,500
2025	$637.00 Senior Citizen's exemption	$222,800 Land $68,300 Building $154,500
2023	$764.00	$117,580 Land $24,800 Building $92,780

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Memory Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Memory Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Cable · Fiber in parts of the area	400 / 24

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures