77 Martin Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 77 Martin Rd, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,114 sqft · built 1994
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$409,902 (Oct 2024)
Tax Bill$3,001 (2026)
Deeds & MortgagesMar 2023 Mortgage
Jul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN08-014434

Property Details

APN / Parcel Number

Primary APN08-014434
Alternative APNs
  • 8014434
  • 014434

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,114 sqft Total Area
Basement Area810 sqft
Finished Basement810 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area896 sqft
Parking Spaces3 Parking Spaces
Deck Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number014434
Street Address77 MARTIN RD
CityCONOWINGO
StateMD
Zip21918-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 33 - .5 ACRE 77 MARTIN ROAD HIGHVIEW
Legal SubdivisionHIGHVIEW
Legal Lot Number33
JurisdictionCECIL MD
Township / Civil Division8, OAKWOOD
Census Block Group1
Census Block1023
Census Tract31400

Owner

77 Martin Rd is owned and occupied by an individual who bought it in October 2024.

Source: Cecil County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address77 MARTIN RD, CONOWINGO, MD 21918-1501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jul 3, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Prior SaleJun 17, 2024 · Amount on File
Deed Book / Page5529 / 292
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address77 MARTIN RD, CONOWINGO, MD 21918-1501
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 MARTIN RD, CONOWINGO, MD 21918-1501

Mortgage

Document Number0053000135
DateMar 6, 2023
Book Page5300/135
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term293 Months
DueAug 1, 2047

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCECIL MD
Property Address77 MARTIN RD, CONOWINGO, MD 21918-1501
Document Number0041200063
Instrument DateJul 3, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 MARTIN RD CONOWINGO MD 219181501, CONOWINGO, MD 21918-1501

Mortgage

Document Number0041200063
DateAug 22, 2017
Book Page004120/000063
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 77 Martin Rd was $3,001, up 25.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,001.00 (+25.72%)$271,233$388,300 Land $104,100 Building $284,200
2025$2,387.00
2023$1,565.00 Homeowner's exemption$199,700$212,700 Land $59,700 Building $153,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 77 Martin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Martin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Martin Rd

Nearby Streets

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