77 Marblehead St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 77 Marblehead St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,547 sqft · built 1950
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Jul 2025)
Tax Bill	$8,289 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:67-P:003`

Property Details

APN / Parcel Number

Primary APN	`M:67-P:003`
Alternative APN	`NREA M:067.0 B:0000 L:0003.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	884 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	77 MARBLEHEAD ST
City	NORTH READING
State	MA
Zip	01864-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	3.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1001
Census Tract	330101

Owner

77 Marblehead St is owned and occupied by two individuals who bought it in July 2025.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME MORTGAGE
May 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jul 16, 2025	Quit Claim Deed, Transfer · VA Mortgage SALEM FIVE MORTGAGE CORP
Oct 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	202582827
Deed Book / Page	84364 / 541
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Recording Date	Apr 29, 2026
Property Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509
Document Number	085530-268
Book / Page	85530 / 268
Instrument Date	Apr 2, 2026
Instrument	202648102
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509

Mortgage

Document Number	0000048102,
Date	Apr 29, 2026
Book Page	85530/268
Instrument	202648102

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082453-534
Date	Feb 2, 2024
Book Page	82453/534
Instrument	11463

Lender

Name	LIBERTY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077766-99
Date	May 13, 2021
Book Page	77766/99
Instrument	109356

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jul 16, 2025
Property Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509
Document Number	084364-541
Book / Page	84364 / 541
Instrument Date	Jul 16, 2025
Instrument	82827
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509

Mortgage

Document Number	0000082828
Date	Jul 16, 2025
Instrument	82828

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Oct 21, 2020
Property Address	77 MARBLEHEAD ST, NORTH READING, MA 01864-1509
Document Number	75948-383
Book / Page	075948 / 000383
Instrument Date	Oct 19, 2020
Instrument	2586
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,234.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MARBLEHEAD ST NORTH READING MA 018641509, NORTH READING, MA 01864-1509

Tax Assessment & Valuation

The 2026 property tax bill for 77 Marblehead St was $8,289, down 1.6% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,289.00 (-1.56%)	$636,600 (-1.26%) Land $420,600 Building $216,000	$708,959
2025	$8,420.00 (+3.67%)	$644,700 (+4.86%) Land $404,600 Building $240,100
2024	$8,122.00 (+8.92%)	$614,800 (+15.35%) Land $381,600 Building $233,200
2023	$7,457.00	$533,000 Land $350,400 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Marblehead St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Marblehead St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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