Ludlow Town property record for 77 Main St, Ludlow, VT 05149
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,953 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-12988 |
| Primary APN | 363-112-12988 |
|---|---|
| Alternative APNs |
|
| Units | 17 Units |
|---|
| Lot Area | 27,007 sqft (0.62 acres) |
|---|---|
| Total Buildings | 3 Buildings |
| Street Address | 77 MAIN ST |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-1109 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | MAIN STREET 77 230235-000 230236-00 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 966300 |
77 Main St, a residential property, is owned by an individual.
Source: Ludlow Town records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 DEPOT ST, LUDLOW, VT 05149-1075 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 77 Main St was $10,953, down 12.3% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Municipality | Ludlow Village |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,953.00 (-12.34%) | $593,300 Land $79,700 Building $513,600 |
| 2024 | $12,495.00 | |
| 2022 | $593,300 Land $79,700 Building $513,600 | |
| 2021 | $11,113.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 77 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 16 (2011–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2024 · Tropical Depression Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Vermont |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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