77 Main St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 77 Main St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,532 sqft · built 1920
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Tax Bill$4,845 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNF02090

Property Details

APN / Parcel Number

Primary APNF02090
Alternative APNs
  • LOWE M:145 B:3800 L:77
  • M:000145 T:F02090

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area2,330 sqft
1st Floor Area1,022 sqft
Basement Area638 sqft
Unfinished Basement638 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF02090
Street Address77 MAIN ST
CityLOWELL
StateMA
Zip01852-4452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block3800
Legal Lot Number77
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4005
Census Tract312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address77 MAIN ST, LOWELL, MA 01852-4452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Recording DateSep 14, 2026
Property Address77 MAIN ST, LOWELL, MA 01852-4452
Document Number0000030421
Book / Page40347 / 130
Instrument DateSep 3, 2026
Instrument202630421
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 MAIN ST, LOWELL, MA 01852-4452

Mortgage

Document Number0000030421,
DateSep 14, 2026
Book Page40347/130
Instrument202630421
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,845.00 (+7.55%)$426,900 (+8.79%) Land $164,300 Building $262,600$430,550 (+3%)
2025$4,505.00 (+2.6%)$392,400 (+6.43%) Land $149,100 Building $243,300$418,000 (+0.8%)
2024$4,391.00 (+6.42%)$368,700 (+10.99%) Land $139,400 Building $229,300$414,675
2023$4,126.00$332,200 Land $121,200 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number