77 Lynch Dr, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 77 Lynch Dr, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1968
Lot Size	0.299 acres (13,011 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Nov 1993)
Tax Bill	$4,680 (2026)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0166 B:0000 L:27`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0166 B:0000 L:27`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,392 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,011 sqft (0.299 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	77 LYNCH DR
City	HOLYOKE
State	MA
Zip	01040-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	HIGH MDW
Legal Lot Number	27
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	4
Census Block	4009
Census Tract	812104

Owner

77 Lynch Dr is owned and occupied by two individuals who bought it in November 1993.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 LYNCH DR, HOLYOKE, MA 01040-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1993 · Amount on File
Deed Sale	Nov 19, 1993 · Amount on File
Deed Book / Page	8642 / 157
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	77 LYNCH DR, HOLYOKE, MA 01040-2829
Document Number	21950-498
Book / Page	021950 / 000498
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21950-498
Date	Nov 17, 2017
Book Page	021950/000498
Instrument	68429

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 77 Lynch Dr was $4,680, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,680.00 (+6.8%)	$268,500 (+6.97%) Land $68,100 Building $199,600	$285,988 (-0.88%)
2025	$4,382.00 (+4.63%)	$251,000 (+13.57%) Land $63,700 Building $187,300	$288,515 (+26.81%)
2024	$4,188.00 (+4.52%)	$221,000 (+3.46%) Land $60,700 Building $160,300	$227,525
2023	$4,007.00	$213,600 Land $60,700 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Lynch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Lynch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20