St. Johns County property record for 77 Little Harbour Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,742 sqft · built 2014 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Sep 2015) |
| Tax Bill | $5,268 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 026551-3320 |
| Primary APN | 026551-3320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 2,136 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 216 sqft |
| Patio Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 77 LITTLE HARBOUR WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70/7-14 GLEN ST JOHNS PHASE 2A LOT 332 OR4084/536 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | GLEN ST. JOHNS PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 2 |
| Legal Lot Number | 332 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20908 |
77 Little Harbour Way is owned and occupied by two individuals who bought it in September 2015.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 LITTLE HARBOUR WAY, SAINT AUGUSTINE, FL 32092-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2015 · Amount on File |
| Deed Sale | Sep 11, 2015 · Amount on File |
| Deed Document Number | 201557888 |
| Deed Book / Page | 4084 / 536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 77 LITTLE HARBOUR WAY, SAINT AUGUSTINE, FL 32092-3217 |
| Document Number | 0000069981 |
| Book / Page | 6420 / 1904 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202669981 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 77 LITTLE HARBOUR WAY, SAINT AUGUSTINE, FL 32092-3217 |
| Document Number | 0000069981, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 6420/1904 |
| Instrument | 202669981 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 77 LITTLE HARBOUR WAY, SAINT AUGUSTINE, FL 32092-3217 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 77 LITTLE HARBOUR WAY, SAINT AUGUSTINE, FL 32092-3217 |
| Document Number | 0053750112 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 5375/112 |
| Instrument | 2021103787 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 77 Little Harbour Way was $5,268 with a homeowner's exemption, up 9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,399 (+2.7%) | $454,026 (-6.34%) Land $100,000 Building $354,026 | |
| 2025 | $5,268.00 (+9.02%) Homeowner's exemption | $298,344 (+2.9%) | $484,758 (-1.15%) Land $112,000 Building $372,758 |
| 2024 | $4,832.00 (+4.57%) Homeowner's exemption | $289,936 (+3%) | $490,382 (+4.44%) Land $110,000 Building $380,382 |
| 2023 | $4,621.00 (+6.01%) Homeowner's exemption | $281,491 (+3%) | $469,519 (+2.71%) Land $105,000 Building $364,519 |
| 2022 | $4,359.00 Homeowner's exemption | $273,292 | $457,131 Land $89,600 Building $367,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Little Harbour Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Little Harbour Way is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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