77 Lippitt Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 77 Lippitt Ave, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 1992
Lot Size0.655 acres (28,532 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Jul 2026)
Tax Bill$5,526 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-0012-94

Property Details

APN / Parcel Number

Primary APN1-0012-94
Alternative APN
  • CUMB M:065 B:0261 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area2,927 sqft
1st Floor Area1,524 sqft
Basement Area1,012 sqft
Unfinished Basement1,012 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,532 sqft (0.655 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1-0012-94
Street Address77 LIPPITT AVE
CityCUMBERLAND
StateRI
Zip02864-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block261
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2023
Census Tract11405

Owner

77 Lippitt Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
RADIUS FINANCIAL GROUP INC
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 19, 2021Warranty Deed, Transfer
Oct 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ALLIED MORTGAGE & SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2026 · Amount on File
Deed SaleJul 7, 2026 · Amount on File
Prior SaleNov 19, 2021 · Amount on File
Deed Document Number2026155847
Deed Book / Page2034 / 150
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 7, 2026
Property Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010
Document Number0000155847
Book / Page2034 / 150
Instrument DateJul 6, 2026
Instrument2026155847
Transaction TypeTransfer
Record UpdatedJul 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010

Mortgage

DateJul 7, 2026
Lender
NameRADIUS FINANCIAL GROUP INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate6.51%
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001947-884
DateDec 29, 2022
Book Page1947/884
Instrument136859
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term289 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateNov 19, 2021
Property Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010
Document Number1913-572
Book / Page1913 / 572
Instrument DateNov 18, 2021
Instrument129178
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address77 LIPPITT AVE, CUMBERLAND, RI 02864-4010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1858-564
DateOct 13, 2020
Book Page1858/564
Instrument117990
Lender
NameALLIED MORTGAGE & SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 77 Lippitt Ave was $5,526, up 11.2% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,526.00 (+11.21%)$552,000 (+36.3%) Land $220,000 Building $332,000$584,540
2025$4,969.00$405,000 Land $111,800 Building $293,200
2023$4,706.00 (+0.28%)$405,000 (+29.35%) Land $111,800 Building $293,200
2022$4,693.00$313,100 Land $82,000 Building $231,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Lippitt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Lippitt Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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