Suffolk County and Southampton Town property record for 77 Library Ave, Westhampton Beach, NY 11978
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,864 sqft · built 2020 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,500 (Oct 2002) |
| Tax Bill | $6,452 (2024) |
| Deeds & Mortgages | Oct 2023 Refinance Oct 2023 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0905-015.00-02.00-028.000 |
| Primary APN | 0905-015.00-02.00-028.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| 1st Floor Area | 2,864 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 21,344 sqft (0.49 acres) |
| View / Lot | Below Average |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 1,078 sqft |
| Patio Area | 448 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 77 LIBRARY AVE |
|---|---|
| City | WESTHAMPTON BEACH |
| State | NY |
| Zip | 11978-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LD EQ +2000 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 190502 |
77 Library Ave is owned and occupied by two individuals who acquired it in April 2022.
Source: Suffolk County and Southampton Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 2, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 21, 2019 | Deed of Trust, Mortgage · Construction Mortgage VALLEY NATIONAL BANK |
| Oct 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 13, 2020 | Loan Modification, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2002 · Amount on File |
| Deed Sale | Oct 1, 2002 · Amount on File |
| Deed Book / Page | 12212 / 183 |
| Last Transfer Date | Apr 5, 2022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235400171 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 23540/171 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 2, 2023 |
| Property Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Document Number | 0132200737 |
| Book / Page | 13220 / 737 |
| Instrument Date | Apr 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230290350 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 23029/350 |
| Instrument | DK005766 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jun 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 26, 2020 |
| Property Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Document Number | 0130750709 |
| Book / Page | 013075 / 000709 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 LIBRARY AVE WESTHAMPTON BEACH NY 119782728, WESTHAMPTON BEACH, NY 11978-2728 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 LIBRARY AVE, WESTHAMPTON BEACH, NY 11978-2728 |
| Document Number | 0231480955 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 77 LIBRARY AVE WESTHAMPTON BEACH NY 119782728, WESTHAMPTON BEACH, NY 11978-2728 |
| Document Number | 0231480955 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 023148/000955 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Westhampton Beach Village |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121,490 Land $591,500 Building $529,990 | $1,780,143 (+3.28%) Land $938,889 Building $841,254 | |
| 2024 | $6,452.00 | $1,723,651 (+10.32%) Land $938,889 Building $784,762 | |
| 2023 | $1,085,900 Land $591,500 Building $494,400 | $1,562,446 Land $851,079 Building $711,367 | |
| 2020 | $12,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Library Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 367 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 417 units insured incl. 50 condo units |
| Nearby Flood Claims | 932 (1978–2026) |
| Claims Outside the SFHA | 77 of 932 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 77 Library Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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