Essex County and Gloucester City property record for 77 Leonard St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $690,000 (Jun 2010) |
| Tax Bill | $13,403 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Aug 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0122 B:0015 L:0000 |
| Primary APN | GLOU M:0122 B:0015 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 2,452 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Lot Area | 13,500 sqft (0.31 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 77 LEONARD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Subdivision | FARWOOD GREEN 04 |
| Legal Block | 15 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Aug 30, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Nov 17, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2010 · Amount on Record |
| Deed Sale | Jun 25, 2010 · Amount on Record |
| Prior Sale | Jun 29, 2000 · Amount on Record |
| Deed Book / Page | 29554 / 438 |
| Last Transfer Date | Aug 26, 2024 |
| Transfer Doc | 042343-452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 040493-105 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 40493/105 |
| Instrument | 20211117002570 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 30, 2023 |
| Property Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
| Document Number | 041736-401 |
| Book / Page | 41736 / 401 |
| Instrument Date | Aug 26, 2023 |
| Instrument | 20230830000770 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041578-118 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 41578/118 |
| Instrument | 20230524000470 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 17, 2021 |
| Property Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
| Document Number | 40494-197 |
| Book / Page | 40494 / 197 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 20211117003990 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 77 LEONARD ST, GLOUCESTER, MA 01930-1348 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,403.00 (+3.59%) | $1,439,600 (+8.15%) Land $855,700 Building $583,900 | $1,263,216 (-0.32%) |
| 2025 | $12,938.00 (+13.75%) | $1,331,100 (+13.87%) Land $792,200 Building $538,900 | |
| 2024 | $11,374.00 (+6.21%) | $1,169,000 (+15.61%) Land $630,700 Building $538,300 | $1,267,300 |
| 2023 | $10,709.00 | $1,011,200 Land $537,900 Building $473,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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