77 Larned Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 77 Larned Rd, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,086 sqft · built 1984
Lot Size	1.99 acres (87,007 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2026)
Tax Bill	$5,557 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:49B B:A13`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:49B B:A13`
Alternative APN	`49BA13`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	2,086 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	87,007 sqft (1.99 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	49BA13
Street Address	77 LARNED RD
City	OXFORD
State	MA
Zip	01540-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	A13
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3035
Census Tract	753100

Owner

77 Larned Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 LARNED RD, OXFORD, MA 01540-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TRUST BANK
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Oct 14, 2009 · Amount on File
Deed Document Number	202676645
Deed Book / Page	74115 / 175
Prior Transfer Date	Aug 14, 2026
Prior Transfer Doc	0000076645
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Sep 1, 2026
Property Address	77 LARNED RD, OXFORD, MA 01540-2703
Document Number	0000076645
Book / Page	74115 / 175
Instrument Date	Aug 14, 2026
Instrument	202676645
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 LARNED RD, OXFORD, MA 01540-2703

Mortgage

Date	Sep 1, 2026

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	77 LARNED RD, OXFORD, MA 01540-2703
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65820-174
Date	Aug 12, 2021
Book Page	65820/174
Instrument	112979

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 77 Larned Rd was $5,557, up 10,003.6% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,557.00 (+10,003.64%)	$454,400 (+2.88%) Land $108,100 Building $346,300	$525,431 (+11.96%)
2025	$55.00 (-99.04%)	$441,700 (+4.1%) Land $124,300 Building $317,400	$469,300
2024	$5,720.00 (+8.11%)	$424,300 (+9.38%) Land $115,000 Building $309,300
2023	$5,291.00	$387,900 Land $102,700 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Larned Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Larned Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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