77 la Costa Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 77 la Costa Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,344 sqft · built 1997
Lot Size	0.165 acres (7,193 sqft)
Owner	Individual Name on File
Last Sale	$348,800 (Aug 2021)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4013-00-17700`

Property Details

APN / Parcel Number

Primary APN	`4013-00-17700`
Alternative APN	`R85923`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	2,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,193 sqft (0.165 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	251 sqft
Deck Area	665 sqft
Patio Area	665 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	77 LA COSTA DR
City	MONTGOMERY
State	TX
Zip	77356-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S401300 - DEL LAGO 01, BLOCK 5, LOT 77
Legal Subdivision	DEL LAGO 01
Legal Block	5
Legal Lot Number	77
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2014
Census Tract	694306

Owner

77 la Costa Dr is owned and occupied by an individual who bought it in August 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	77 LA COSTA DR, MONTGOMERY, TX 77356-5357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 4, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FNT
May 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Jul 22, 2020
Deed Document Number	2021107644
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0000107644
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 17, 2026
Property Address	77 LA COSTA DR, MONTGOMERY, TX 77356-5357
Document Number	0000063820
Instrument Date	May 29, 2026
Instrument	202663820
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 LA COSTA DR, MONTGOMERY, TX 77356-5357

Mortgage

Document Number	0000063820,
Date	Jun 17, 2026
Instrument	202663820

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 4, 2021
Property Address	77 LA COSTA DR, MONTGOMERY, TX 77356-5357
Document Number	0000107644
Map Reference	CAB C SH 168-B
Instrument Date	Aug 2, 2021
Instrument	2021107644
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 BIRCHVIEW DR, RAVENNA, OH 44266-8952

Mortgage

Document Number	0000107645
Date	Aug 4, 2021
Instrument	2021107645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 22, 2020
Property Address	77 LA COSTA DR, MONTGOMERY, TX 77356-5357
Document Number	0000076067
Instrument Date	Jul 22, 2020
Instrument	76067
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FNT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 VICK ROAD SPUR NEW WAVERLY TX 773584420, NEW WAVERLY, TX 77358-4420

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 22, 2020
Property Address	77 LA COSTA DR, MONTGOMERY, TX 77356-5357
Document Number	0000048881
Instrument Date	Mar 9, 2020
Instrument	48881
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 LA COSTA DR MONTGOMERY TX 773565357, MONTGOMERY, TX 77356-5357

Tax Assessment & Valuation

The 2025 property tax bill for 77 la Costa Dr was $6,145 with exemptions applied, down 0.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,303 (-3.71%) Land $65,000 Building $301,303	$366,303 (-3.71%) Land $65,000 Building $301,303
2025	$6,145.00 (-0.42%)	$380,425 (-0.15%) Land $65,000 Building $315,425	$380,425 (-0.15%) Land $65,000 Building $315,425
2024	$6,171.00 (+7.7%)	$381,000 (+4.26%) Land $65,000 Building $316,000	$381,000 (+4.26%) Land $65,000 Building $316,000
2023	$5,730.00	$365,420 Land $65,000 Building $300,420	$365,420 Land $65,000 Building $300,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 la Costa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	17 (2016–2025)
Claims Outside the SFHA	16 of 17
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 la Costa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONROE RESORT private · serves 1,068 people · EPA ID TX1700416
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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