Fremont County property record for 77 Kelso Rd, Howard, CO 81233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,131 sqft · built 1974 |
| Lot Size | 7.3 acres (317,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,222 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R025800 |
| Primary APN | R025800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Modular |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 317,988 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | Deck Area |
| Patio Area | 188 sqft |
| Shed | 1 Shed |
| Shed Area | 236 sqft |
| Quonset Hut | 800 sqft |
| Pole Barn | 248 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R025800 |
|---|---|
| Street Address | 77 KELSO RD |
| City | HOWARD |
| State | CO |
| Zip | 81233-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR AD A TR IN NW4SW4 SEC 14 & NE4SE4 SEC 15 BOTH IN 48-10 DESC AS FOLL: COMM AT A PT IN CTR OF CO RD FROM WH THE SW COR SD SEC 14 BEARS S 25 DEG 512 W 2658.9 FT; TH FROM COMM PT S 85 DEG 42W 74.4 FT TO A PT ON NLY BNDRY SD CO RD & POB OF TR HEREIN DE |
| Legal Subdivision | M & B OR UNKNOWN |
| Legal Tract | 559,1N |
| Legal Lot Number | 11 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | COTOPAXI |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 979001 |
Source: Fremont County records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 KELSO RD, HOWARD, CO 81233-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGH COUNTRY BANK |
| Nov 28, 2018 | Loan Modification, Mortgage · Conventional with PMI HIGH CNTRY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 77 KELSO RD, HOWARD, CO 81233-9505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000986397 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 986397 |
| Name | HIGH COUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SALIDA, CO 81201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 77 KELSO RD, HOWARD, CO 81233-9505 |
| Document Number | 0000968536 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 77 KELSO RD HOWARD CO 812339505, HOWARD, CO 81233-9505 |
| Document Number | 0000968536 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 968536 |
| Name | HIGH CNTRY BK |
|---|---|
| Type | Bank |
| Address | SALIDA, CO 81201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,222.00 (+78.65%) | $23,662 (-5.35%) | $378,580 (+1.46%) |
| 2024 | $684.00 (-1.3%) | $24,999 (+78.85%) | |
| 2023 | $693.00 (-5.59%) | $13,978 (-10.37%) | $373,119 (+66.28%) |
| 2022 | $734.00 | $15,595 | $224,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 70% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hilltop Broadband Fixed Wireless | 50 / 15 |
May also be available: CenturyLink.
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