77 John St, Westminster, MD 21157 Property Records

Carroll County property record for 77 John St, Westminster, MD 21157

Property Summary

Property Type	Industrial Loft Building
Details	16,500 sqft · built 1855
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Apr 1998)
Tax Bill	$10,222 (2026)
Deeds & Mortgages	Mar 2020 Loan Modification Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-065337`

Property Details

APN / Parcel Number

Primary APN	`07-065337`
Alternative APNs	`7065337` `065337`

Interior

Stories	1 Story
Building Area	16,500 sqft Total Area
1st Floor Area	16,500 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Exterior Material	Block
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	18,000 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	065337
Street Address	77 JOHN ST
City	WESTMINSTER
State	MD
Zip	21157-4809
Property Category	Industrial
Property Type	Industrial > Industrial Loft Building
Local Zoning Code	DOWNT
Legal Description	LTS 1,2 -18000 SQ FT 77 JOHN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Legal Lot Number	1,2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3051
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	489 MENGUS MILL RD, LITTLESTOWN, PA 17340-9126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK
Jan 22, 2020	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1998 · Amount on Record
Deed Sale	Apr 1, 1998 · Amount on Record
Prior Sale	Jun 21, 1989 · Amount on Record
Deed Document Number	1998973531
Deed Book / Page	2023 / 734
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	77 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0096100029
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 JOHN ST WESTMINSTER MD 211574809, WESTMINSTER, MD 21157-4809

Mortgage

Document Number	0096100029
Date	Mar 25, 2020
Book Page	009610/000029

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	77 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0096100032
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 JOHN ST WESTMINSTER MD 211574809, WESTMINSTER, MD 21157-4809

Mortgage

Document Number	0096100032
Date	Mar 25, 2020
Book Page	009610/000032

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,222.00	$608,500 (-) Land $214,000 Building $394,500	$608,500 (-) Land $214,000 Building $394,500
2025	$10,222.00 (-0.59%)
2023	$10,283.00	$608,500 Land $214,000 Building $394,500	$608,500 Land $214,000 Building $394,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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