77 Highland Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 77 Highland Dr, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 2023
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`455407585354000`

Property Details

APN / Parcel Number

Primary APN	`455407585354000`
Alternative APN	`46677`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,304 sqft Heated Area
Basement Area	2,316 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	194 ft deep x 230 ft wide
Terrain	Mountain
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	854 sqft
Deck Area	615 sqft
Patio Area	1,218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46677
Street Address	77 HIGHLAND DR
City	MURPHY
State	NC
Zip	28906-2688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 8 9 & 10 BLK 4 SEC 1 BEAR PAW 1673/1217 A/32B
Legal Block	4
Legal Lot Number	8-10
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2050
Census Tract	930603

Owner

Source: Cherokee County records · APN 455407585354000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 HONEYSUCKLE DR, PIKEVILLE, KY 41501-1476
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2021
Deed Sale	Dec 01, 2021
Deed Document Number	0000591149
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	77 HIGHLAND DR, MURPHY, NC 28906-2688
Transaction Type	Mortgage
Record Updated	Dec 01, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 HIGHLAND DR, MURPHY, NC 28906-2688

Mortgage

Document Number	001790/243
Date	Nov 14, 2025
Book Page	1790/243
Instrument	5587

Lender

Name	US BANK NA
Type	Bank
Address	602 MADISON AVE, COVINGTON, KY 41011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,359.00	$461,810 (+1,182.81%)	$461,810 (+1,182.81%) Land $36,000 Building $425,810
2023		$36,000	$36,000 Land $36,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.