77 High St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 77 High St, Needham Heights, MA 02494

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,144 sqft · built 1907
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,510,000 (Dec 2025)
Tax Bill	$13,539 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0640004600000`

Property Details

APN / Parcel Number

Primary APN	`M:0640004600000`
Alternative APN	`NEED M:064.0 B:0046 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	1,144 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,144 sqft
Basement Area	884 sqft
Unfinished Basement	442 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,691 sqft (0.475 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	77 HIGH ST
City	NEEDHAM HEIGHTS
State	MA
Zip	02494-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	46
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	5
Census Block	5007
Census Tract	457200

Owner

Source: Norfolk County and Needham Town records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 HIGH ST, NEEDHAM HEIGHTS, MA 02494-1956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage NEEDHAM BANK
Dec 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage M & T BANK
May 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Jul 27, 2001 · Amount on Record
Deed Document Number	202586276
Deed Book / Page	42809 / 512
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	77 HIGH ST, NEEDHAM, MA 02494-1956
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042655-548
Date	Sep 19, 2025
Book Page	42655/548
Instrument	65890

Lender

Name	NEEDHAM BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Dec 5, 2025
Property Address	77 HIGH ST, NEEDHAM, MA 02494-1956
Document Number	042809-512
Book / Page	42809 / 512
Instrument Date	Dec 5, 2025
Instrument	86276
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 HIGH ST, NEEDHAM, MA 02494-1956

Mortgage

Document Number	0000086277
Date	Dec 5, 2025
Instrument	86277

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	77 HIGH ST, NEEDHAM, MA 02494-1956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37844-330
Date	May 6, 2020
Book Page	37844/330
Instrument	40939

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,539.00 (+6.26%)	$1,277,300 (+30.72%) Land $796,100 Building $481,200	$1,512,685 (+4.54%)
2024			$1,446,945
2023	$12,741.00	$977,100 Land $568,400 Building $408,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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