77 High St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 77 High St, Andover, MA 01810

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,422 sqft · built 1907
Lot Size	0.181 acres (7,902 sqft)
Owner	2 Individual Names on Record
Last Sale	$564,900 (Oct 2017)
Tax Bill	$9,605 (2025)
Deeds & Mortgages	Feb 2020 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00054 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00054 L:00000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	3,909 sqft
Basement Area	1,211 sqft
Unfinished Basement	1,211 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,902 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	77 HIGH ST
City	ANDOVER
State	MA
Zip	01810-3108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SRA
Legal Block	54
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	254100

Owner

Source: Essex County and Andover Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 HIGH ST, ANDOVER, MA 01810-3108
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance SAVINGS BANK TRUST
Oct 13, 2017	Quit Claim Deed, Transfer SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Aug 20, 2001 · Amount on Record
Deed Book / Page	15259 / 25
Transfer Doc	1184000235
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 20, 2020
Property Address	77 HIGH ST, ANDOVER, MA 01810-3108
Document Number	16197-187
Book / Page	16197 / 187
Instrument Date	Feb 14, 2020
Instrument	4231
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 HIGH ST # 79, 79, ANDOVER, MA 01810-3108

Mortgage

Document Number	16197-189
Date	Feb 20, 2020
Book Page	16197/189
Instrument	4232

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 13, 2017
Property Address	77 HIGH ST, ANDOVER, MA 01810-3108
Document Number	15259-25
Book / Page	15259 / 25
Instrument	26842
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 HIGH ST, ANDOVER, MA 01810-3108

Mortgage

Document Number	152590027
Date	Oct 13, 2017
Instrument	15259/0027

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2032

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,605.00 (+6.17%)	$769,000 (+9.48%) Land $328,600 Building $440,400
2024	$9,047.00 (-2.43%)	$702,400 (+3.48%) Land $320,700 Building $381,700
2023	$9,272.00	$678,800 Land $297,100 Building $381,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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