Middlesex County and Lowell City property record for 77 Harris Ave, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,904 sqft · built 1907 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Apr 2016) |
| Tax Bill | $5,004 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2022 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L05170 |
| Primary APN | L05170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 1,092 sqft |
| Attic | Attic |
| Attic Area | 812 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | L05170 |
|---|---|
| Street Address | 77 HARRIS AVE |
| City | LOWELL |
| State | MA |
| Zip | 01851-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 2870 |
| Legal Lot Number | 77 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311500 |
Source: Middlesex County and Lowell City records · APN L05170
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FALL LINE T |
| Jan 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAY EQUITY LLC |
| Jun 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL LINE T |
| Nov 03, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FALL LINE T |
| Sep 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FALL LINE T |
| Jul 05, 2018 | Deed of Trust, Mortgage ENVISION BANK |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Deed Book / Page | 29977 / 236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035889-218 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 35889/218 |
| Instrument | 35774 |
| Name | FALL LINE T |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036690-286 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 36690/286 |
| Instrument | 202200000322 |
| Name | BAY EQUITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037113-159 |
|---|---|
| Date | Jun 01, 2022 |
| Book Page | 37113/159 |
| Instrument | 23493 |
| Name | FALL LINE T |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037487-253 |
|---|---|
| Date | Nov 03, 2022 |
| Book Page | 37487/253 |
| Instrument | 45377 |
| Name | FALL LINE T |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037384-272 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 37384/272 |
| Instrument | 39305 |
| Name | FALL LINE T |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32219-198 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 32219/198 |
| Instrument | 28552 |
| Name | ENVISION BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 77 HARRIS AVE, LOWELL, MA 01851-4238 |
| Document Number | 31405-196 |
| Book / Page | 031405 / 000196 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31405-196 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 031405/000196 |
| Instrument | 37166 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 22, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,004.00 (+2.25%) | $435,900 (+6.08%) Land $153,400 Building $282,500 | $409,830 (-) |
| 2024 | $4,894.00 (+6.32%) | $410,900 (+10.87%) Land $144,700 Building $266,200 | $409,830 |
| 2023 | $4,603.00 | $370,600 Land $125,800 Building $244,800 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 1,002 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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