77 Hardscrabble Rd, Poland, ME 04274 Property Records

Androscoggin County and Poland Town property record for 77 Hardscrabble Rd, Poland, ME 04274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1967
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$156,700 (Jul 2020)
Tax Bill	$2,379 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`POLA M:0008 L:0009`

Property Details

APN / Parcel Number

Primary APN	`POLA M:0008 L:0009`
Alternative APN	`761`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	761
Street Address	77 HARDSCRABBLE RD
City	POLAND
State	ME
Zip	04274-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	9
Jurisdiction	POLAND ME
Township / Civil Division	POLAND
Census Block Group	5
Census Block	5001
Census Tract	41000

Owner

Source: Androscoggin County and Poland Town assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 HARDSCRABBLE RD, POLAND, ME 04274-5620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jun 29, 2020	Deed of Trust, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	202011735
Deed Book / Page	10410 / 310
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	77 HARDSCRABBLE RD, POLAND, ME 04274-5620
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118830120
Date	Jul 29, 2025
Book Page	11883/120
Instrument	11308

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

June 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	77 HARDSCRABBLE RD, POLAND, ME 04274-5620
Document Number	0104100312
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	PHOENIX TITLE, PHOENIX TITLE SVCS

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 HARDSCRABBLE RD POLAND ME 042745620, POLAND, ME 04274-5620

Mortgage

Document Number	0104100312
Date	Jul 1, 2020
Book Page	010410/000312
Instrument	11736

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Androscoggin County and Poland Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Poland Town
Unified School District	Regional School Unit 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$2,379.00 (+21.19%)	$143,900 (-) Land $55,700 Building $88,200
2023	$1,963.00 (+8.45%)	$143,900 (+20.02%) Land $55,700 Building $88,200
2022	$1,810.00	$119,900 Land $46,400 Building $73,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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