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77 Harbor Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 77 Harbor Rd, Saint James, NY 11780

Property Summary

Property TypeSingle Family Home
Details8 bd · 6.5 ba · 7,405 sqft
Lot Size11.3 acres (495,277 sqft)
Owner2 Individual Names on File
Last Sale$11,000,000 (Jul 2007)
Tax Bill$105,741 (2024)
Deeds & MortgagesJun 2022 Loan Modification
Flood ZoneZone X (minimal risk)
APN473401 2.-1-19.1

Property Details

APN / Parcel Number

Primary APN473401 2.-1-19.1
Alternative APNs
  • 0801-002.00-01.00-019.001
  • 340100200000010190010000
  • 47340096

Interior

Bedrooms8 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area7,405 sqft Living Area
Gross Area7,729 sqft
1st Floor Area2,311 sqft
2nd Floor Area3,144 sqft
Upper Floors Area1,950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleMansion
Exterior MaterialWood
Lot Area495,277 sqft
View / LotWaterfront
Garage TypeDetached
Garage Area2,915 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchCovered Porch
Porch Area324 sqft
Shed1 Shed
Shed Area625 sqft
Canopy324 sqft
Gazebo645 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address77 HARBOR RD
CitySAINT JAMES
StateNY
Zip11780-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-40076.1 TC-73 E B EMMET STONY BRK CANTERBURG GREEN ST JAME
Legal SubdivisionINCORPORATED VILLAGE HEAD OF THE HARBOR
Legal Block1
Legal Lot Number19
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2018
Census Tract135004

Owner

77 Harbor Rd is owned and occupied by two individuals who bought it in July 2007.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address77 HARBOR RD, SAINT JAMES, NY 11780-1004
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2007 · Amount on File
Deed SaleJul 27, 2007 · Amount on File
Prior SaleNov 13, 2002 · Amount on File
Deed Book / Page12515 / 463
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address77 HARBOR RD, SAINT JAMES, NY 11780-1004
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234270296
DateJun 14, 2022
Book Page23427/296
InstrumentDN014260
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLoan Modification
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
MunicipalityHead Of The Harbor Village
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,665 Land $9,430 Building $39,235$6,083,125 Land $1,178,750 Building $4,904,375
2024$105,741.00
2023$48,665 Land $9,430 Building $39,235$55,937 Land $10,839 Building $45,098

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 77 Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2012–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Harbor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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