77 Haggarty Hill Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 77 Haggarty Hill Rd, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 1997
Lot Size	0.599 acres (26,105 sqft)
Owner	2 Trust Names on File
Last Sale	$507,500 (Jun 2017)
Tax Bill	$9,102 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:052 B:020`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:052 B:020`
Alternative APN	`73684`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,484 sqft
1st Floor Area	1,239 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,105 sqft (0.599 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	73684
Street Address	77 HAGGARTY HILL RD
City	SAUNDERSTOWN
State	RI
Zip	02874-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRC
Legal Block	20
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2024
Census Tract	50401

Owner

77 Haggarty Hill Rd is owner-occupied and held in a trust since July 2023.

Source: North Kingstown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	77 HAGGARTY HILL RD, SAUNDERSTOWN, RI 02874-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 21, 2023	Warranty Deed, Transfer
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Jun 23, 2017	Warranty Deed, Transfer WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Prior Sale	Apr 2, 2003 · Amount on File
Deed Document Number	20172599
Deed Book / Page	3056 / 100
Last Transfer Date	Jul 19, 2023
Transfer Doc	0003583-72
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Apr 15, 2026
Property Address	77 HAGGARTY HILL RD, SAUNDERSTOWN, RI 02874-2026
Document Number	003756-110
Book / Page	3756 / 110
Instrument Date	Apr 9, 2026
Instrument	20261148
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001148,
Date	Apr 15, 2026
Book Page	3756/110
Instrument	20261148

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jul 21, 2023
Property Address	77 HAGGARTY HILL RD, SAUNDERSTOWN, RI 02874-2026
Document Number	0003583-72
Book / Page	3583 / 72
Instrument Date	Jul 19, 2023
Instrument	2317
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	77 HAGGARTY HILL RD, SAUNDERSTOWN, RI 02874-2026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3367-150
Date	Jan 21, 2021
Book Page	3367/150
Instrument	431

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jun 23, 2017
Property Address	77 HAGGARTY HILL RD, SAUNDERSTOWN, RI 02874-2026
Document Number	3056-100
Book / Page	3056 / 100
Instrument	2599
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30560104
Date	Jun 23, 2017
Instrument	03056/0104

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 77 Haggarty Hill Rd was $9,102.

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,102.00	$824,500 Land $345,600 Building $478,900	$916,443
2023	$8,634.00 (+1.98%)	$602,100 (-) Land $220,100 Building $382,000
2022	$8,466.00	$602,100 Land $220,100 Building $382,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Haggarty Hill Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2002–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Haggarty Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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