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77 Gull Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 77 Gull Ln, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,250 sqft · built 1964
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$1,090,000 (Nov 2017)
Tax Bill$11,226 (2024)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00462650-000000

Property Details

APN / Parcel Number

Primary APN00462650-000000
Alternative APNs
  • 21613900462650000000
  • 1566071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2008
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,800 sqft (0.179 acres)
View / LotCanal/Waterfront

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area576 sqft
Patio Area2,368 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1566071
Street Address77 GULL LN
CityKEY LARGO
StateFL
Zip33037-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 21 LT 8 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO PB5-55 OR512-1048 OR794-1073 OR1077-1852D/C OR1521-1583 OR1521-1584AFF OR2090-2094 OR2295-603/04 PROB 09-CP-13-P OR2401-1858/63PET OR2401-1866ORD OR2401-1867/75 WILLOR2435-645/46D/C OR2435
Legal Range39E
Legal Township61S
Legal Section21
Legal SubdivisionKEY LARGO TRAILER VILLAGE 1ST ADD
Legal Block21
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1017
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5899 SW 97TH CT, MIAMI, FL 33173-1496
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2017 · Amount on Record
Deed SaleNov 22, 2017 · Amount on Record
Prior SaleOct 9, 2009 · Amount on Record
Deed Document Number20172144867
Deed Book / Page2880 / 1116
Prior Transfer DateMay 5, 2007
Prior Transfer Doc0022950603
Record UpdatedSep 20, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 22, 2017
Property Address77 GULL LN, KEY LARGO, FL 33037-2638
Document Number0028801116
Book / Page2880 / 1116
Map ReferenceMB5 PG55
Instrument DateNov 21, 2017
Instrument2144867
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySUNSHINE TITLE OF THE KEYS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1460 NE 103RD ST, 1460, MIAMI SHORES, FL 33138-2626

Transferred To (Grantee/Buyer)

NameVerified Name
Address5899 SW 97TH CT, MIAMI, FL 33173-1496

Mortgage

Document Number0002144868
DateNov 22, 2017
Instrument2144868
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term308 Months
DueJul 4, 2043

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,565,401 (-1.68%) Land $1,140,750 Building $424,651$1,565,401 (-1.68%) Land $1,140,750 Building $424,651
2024$11,226.00 (+5.35%)
2023$10,656.00 (+17.81%)$1,592,174 (+23.3%) Land $1,206,660 Building $385,514$1,592,174 (+23.3%) Land $1,206,660 Building $385,514
2022$9,045.00$1,291,254 Land $912,600 Building $378,654$1,291,254 Land $912,600 Building $378,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 147 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies151 units insured
incl. 4 condo units
Nearby Flood Claims160 (1979–2022)
Claims Outside the SFHA3 of 160
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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