Franklin County property record for 77 Garner Rd, Decherd, TN 37324 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,037 sqft · built 1989 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Mar 2020) |
| Tax Bill | $1,374 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026049 03402 |
| Primary APN | 026049 03402 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,037 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 462 sqft |
| Patio Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 77 GARNER RD |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:09 MAP REF:039 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 960100 |
Source: Franklin County records · APN 026049 03402
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 GARNER RD, DECHERD, TN 37324-4849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Deed Document Number | 0000044877 |
| Deed Book / Page | D376 / 138 |
| Prior Transfer Date | Dec 20, 2010 |
| Prior Transfer Doc | 000D376138 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 77 GARNER RD, DECHERD, TN 37324-4849 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0021006563 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | T1399/702 |
| Instrument | 21006563 |
| Name | FIRST VISION BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,374.00 (+6.35%) | $68,875 (-) Land $9,325 Building $59,550 | |
| 2023 | $68,875 Land $9,325 Building $59,550 | ||
| 2022 | $1,292.00 | $275,500 Land $37,300 Building $238,200 |
Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470519601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 32% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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