Suffolk County and Smithtown Town property record for 77 Gannet Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,758 sqft · built 1964 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $473,195 (Sep 2013) |
| Tax Bill | $16,705 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 149.-1-84 |
| Primary APN | 473489 149.-1-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 18,295 sqft (0.42 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 77 GANNET DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-566451 TC-52 *3894 LOT 128 PINECONE SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 GANNET DR, COMMACK, NY 11725-4921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Aug 26, 2020 | Deed of Trust, Mortgage · Construction Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 11, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage MR COOPER |
| Aug 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2013 · Amount on Record |
| Deed Sale | Sep 10, 2013 · Amount on Record |
| Prior Sale | Jul 18, 2000 · Amount on Record |
| Deed Book / Page | 12743 / 682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 GANNET DR, COMMACK, NY 11725-4921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235100228 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 23510/228 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 GANNET DR, COMMACK, NY 11725-4921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231670334 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 23167/334 |
| Instrument | DL022653 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 GANNET DR, COMMACK, NY 11725-4921 |
| Document Number | 0231670335 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 77 GANNET DR COMMACK NY 117254921, COMMACK, NY 11725-4921 |
| Document Number | 0231670335 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 023167/000335 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 25, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 77 GANNET DR, COMMACK, NY 11725-4921 |
| Document Number | 0229510838 |
| Instrument Date | Aug 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 77 GANNET DR COMMACK NY 117254921, COMMACK, NY 11725-4921 |
| Document Number | 0229510838 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 022951/000838 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2033 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,090 (-) Land $420 Building $5,670 | $761,250 (+10,775%) Land $52,500 Building $708,750 | |
| 2024 | $16,705.00 | ||
| 2023 | $6,090 Land $420 Building $5,670 | $7,000 Land $483 Building $6,517 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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