77 Franklin St, Westerly, RI 02891 Property Records

Westerly Town property record for 77 Franklin St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Year BuiltBuilt 1960
Square Footage4,871 sqft Total Area
Lot Size44,431 sqft (1.02 acres)
Last Sale$1,178,425 (2025)
Tax Bill$7,336.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:88 B:22
Alternative APNs
  • M:088 B:22 L
  • 1108025

Interior

Units9 Units
Building Area4,871 sqft Total Area
Gross Area9,566 sqft Gross Area
1st Floor3,333 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area44,431 sqft (1.02 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1108025
Street Address77 FRANKLIN ST
CityWESTERLY
StateRI
Zip02891-3177
Property UsageCommercial Property Usage
TypeCommercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Legal Block22
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2019
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:88 B:22

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address32 MAPLEHURST DR, NARRAGANSETT, RI 02882-3815
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2024Deed of Trust, Mortgage · Stand Alone Refinance
TD BANK NA
Jun 27, 2025Warranty Deed, Transfer · Line of Credit
THE HUNTINGTON NATIONAL BANK
Nov 19, 2020Warranty Deed, Transfer
TD BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Prior SaleNov 19, 2020 · Amount on Record
Deed Book / Page2025 / 8810
Record RefreshedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address77 FRANKLIN ST, WESTERLY, RI 02891-3177
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02024-9946
DateAug 06, 2024
Book Page2024/9946
Instrument2024-2566
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 27, 2025
Property Address77 FRANKLIN ST, WESTERLY, RI 02891-3177
Document Number02025-8810
Book / Page2025 / 8810
Instrument DateJun 25, 2025
Instrument2025-2071
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MAPLEHURST DR, NARRAGANSETT, RI 02882-3815

Mortgage

Document Number0020252072
DateJun 27, 2025
Instrument2025-2072
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateNov 19, 2020
Property Address77 FRANKLIN ST, WESTERLY, RI 02891-3177
Document Number2020-5624
Book / Page002020 / 025624
Instrument DateNov 14, 2020
Instrument5877
Transaction TypeTransfer
Record UpdatedDec 09, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$835.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address77 FRANKLIN ST WESTERLY RI 028913177, WESTERLY, RI 02891-3177

Mortgage

Document Number2020-5626
DateNov 19, 2020
Book Page002020/025626
Instrument5878
Lender
NameTD BK NA
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,336.00 (-17.71%)$942,900 (+7.45%) Land $678,400 Building $264,500
2023$8,915.00 (+0.59%)$877,500 (-) Land $616,400 Building $261,100
2022$8,863.00$877,500 Land $616,400 Building $261,100

Flood & Wildfire

77 Franklin St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Franklin St

Nearby Streets

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