77 Flax Dr, London, OH 43140 Property Records

Madison County property record for 77 Flax Dr, London, OH 43140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 1970
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$224,200 (Jul 2019)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00908.000`

Property Details

APN / Parcel Number

Primary APN	`31-00908.000`
Alternative APN	`027574-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	027574-1
Street Address	77 FLAX DR
City	LONDON
State	OH
Zip	43140-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK F WESTMOOR
Legal Subdivision	LONDON
Jurisdiction	MADISON OH
Township / Civil Division	LONDON
Census Block Group	2
Census Block	2027
Census Tract	41100

Owner

77 Flax Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 FLAX DR, LONDON, OH 43140-1065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK
Jul 5, 2019	Survivorship Deed, Transfer · Conventional Mortgage MERCHANTS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Jun 26, 2002 · Amount on File
Deed Document Number	20192885
Deed Book / Page	353 / 1934
Prior Transfer Date	May 10, 2012
Prior Transfer Doc	0000002271
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	77 FLAX DR, LONDON, OH 43140-1065
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003062
Date	Jul 2, 2018
Book Page	342/0291
Instrument	201800003062

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	LONDON, OH 43140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MADISON OH
Recording Date	Jul 5, 2019
Property Address	77 FLAX DR, LONDON, OH 43140-1065
Document Number	0000002885
Book / Page	353 / 1934
Map Reference	VOL 2 PG 36&37
Instrument Date	Jun 28, 2019
Instrument	201900002885
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MIDLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	77 FLAX DR, LONDON, OH 43140-1065

Mortgage

Document Number	0000002886
Date	Jul 5, 2019
Instrument	201900002886

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 77 Flax Dr was $2,088 with a homeowner's exemption, down 8.3% from the year before.

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
Municipality	London City
Unified School District	London City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00 (-8.26%) Homeowner's exemption	$77,240 (-) Land $20,340 Building $56,900
2024	$2,276.00 (-5.83%) Homeowner's exemption	$77,240 (-) Land $20,340 Building $56,900
2023	$2,417.00 (+12.68%) Homeowner's exemption	$77,240 (+20.29%) Land $20,340 Building $56,900	$220,660 Land $58,100 Building $162,560
2022	$2,145.00 Homeowner's exemption	$64,210 Land $16,910 Building $47,300
2020			$183,450 Land $48,300 Building $135,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 77 Flax Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Flax Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-OHIO WSD - CHRISMAN AVENUE WTP serves 10,256 people · EPA ID OH4900712
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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