Stafford County property record for 77 Ferry Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 1948 |
| Lot Size | 1.8 acres (78,844 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2025) |
| Tax Bill | $3,022 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-67 |
| Primary APN | 55-67 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.8 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 540 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Heating Fuel | Oil |
|---|
| Account Number | 37463 |
|---|---|
| Old Parcel Number | 055 67 |
| Street Address | 77 FERRY RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-5721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2- RURAL RES |
| Legal Description | WHITE OAK 1.81 AC |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10502 |
Source: Stafford County records, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2185 HARPOON DR, STAFFORD, VA 22554-2328 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Warranty Deed, Transfer EKKO TITLE |
| Sep 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Mar 3, 2003 · Amount on Record |
| Deed Document Number | 250014568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 31, 2025 |
| Property Address | 77 FERRY RD, FREDERICKSBURG, VA 22405-5721 |
| Document Number | 0250014568 |
| Map Reference | MB 22 PG 89 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 250014568 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | EKKO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $161.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2185 HARPOON DR, STAFFORD, VA 22554-2328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 77 FERRY RD, FREDERICKSBURG, VA 22405-5721 |
| Document Number | 190016675 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 77 FERRY RD FREDERICKSBURG VA 224055721, FREDERICKSBURG, VA 22405-5721 |
| Document Number | 190016675 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 16675 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,022.00 (+10.94%) | $322,700 (+11.93%) Land $105,000 Building $217,700 | $322,700 (+11.93%) Land $105,000 Building $217,700 |
| 2023 | $2,724.00 (+24.21%) | $288,300 Land $100,000 Building $188,300 | $288,300 Land $100,000 Building $188,300 |
| 2021 | $2,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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