Schenectady County and Schenectady City property record for 77 Fenwick Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,348 sqft · built 1953 |
| Lot Size | 0.168 acres (7,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Aug 2015) |
| Tax Bill | $5,973 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-2-14 |
| Primary APN | 421500 60.22-2-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 208 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 7,320 sqft (0.168 acres) |
| Lot Dimensions | 122 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 77 FENWICK AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | WOODLAWN GARDENS 1 BRICK AND GARAGE |
| Legal Subdivision | WOODLAWN GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Aug 5, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Mar 27, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on Record |
| Deed Sale | Aug 25, 2015 · Amount on Record |
| Deed Book / Page | 1920 / 888 |
| Prior Transfer Date | Jul 23, 2015 |
| Prior Transfer Doc | 0000039352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 177 FENWICK AVE, SCHENECTADY, NY 12304-1711 |
| Document Number | 0000042242 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5137/77 |
| Instrument | 202142242 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Document Number | 0000041453 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 5246/665 |
| Instrument | 202241453 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Document Number | 0000002789 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 5352/955 |
| Instrument | 202402789 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 77 FENWICK AVE, SCHENECTADY, NY 12304-1737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007490 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 202507490 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,973.00 (+2.03%) | ||
| 2025 | $5,854.00 (+4.29%) | $119,700 (-) Land $18,000 Building $101,700 | $198,212 (+30.82%) Land $29,806 Building $168,406 |
| 2023 | $119,700 (-) Land $18,000 Building $101,700 | $151,519 (+3.8%) Land $22,785 Building $128,734 | |
| 2022 | $119,700 Land $18,000 Building $101,700 | $145,976 Land $21,951 Building $124,025 | |
| 2021 | $5,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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