DeSoto County property record for 77 E Valley St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2019 |
| Square Footage | 1,199 sqft Adjusted Area |
| Lot Size | 922 sqft (0.021 acres) |
| Tax Bill | $2,491.00 (2025) |
| Primary APN | 3-07-4-18-35-2-00003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,199 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Composition/Composite Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 922 sqft (0.021 acres) |
| Street Address | 77 E VALLEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1926 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST LAYNE TOWNHOMES S/D LOT 3 |
| Legal Subdivision | LAYNE TOWNHOMES S/D |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1076 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-07-4-18-35-2-00003-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5863 SCOTT BLVD, HORN LAKE, MS 38637-3350 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Jan 13, 2022 | Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Dec 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2022 |
| Deed Sale | Jan 13, 2022 |
| Prior Sale | Dec 20, 2019 |
| Deed Doc Number | 0000984623 |
| Deed Book / Page | 984 / 623 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 77 E VALLEY ST, HERNANDO, MS 38632-1926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004975/222 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 4975/222 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 13, 2022 |
| Property Address | 77 E VALLEY ST, HERNANDO, MS 38632-1926 |
| Document Number | 000984/623 |
| Book / Page | 984 / 623 |
| Map Reference | MB 123 PG 49 |
| Instrument Date | Jan 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 770 N INTERSTATE 35431, 770, NEW BRAUNFELS, TX 78130 |
| Name | Verified Name |
|---|---|
| Address | 5863 SCOTT BLVD, HORN LAKE, MS 38637-3350 |
| Document Number | 0000544345 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 5443/45 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 20, 2019 |
| Property Address | 77 E VALLEY ST, HERNANDO, MS 38632-1926 |
| Document Number | 000907/528 |
| Book / Page | 0907 / 528 |
| Map Reference | MB 123 PG 49 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7459 AYLESBURY LN, 7459, OLIVE BRANCH, MS 38654-9661 |
| Name | Verified Name |
|---|---|
| Address | 77 E VALLEY ST, HERNANDO, MS 38632-1926 |
| Document Number | 0004857281 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 4857/281 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 (+14.42%) | $21,389 (+36.28%) Land $3,000 Building $18,389 | $142,592 (+36.27%) Land $20,000 Building $122,592 |
| 2023 | $2,177.00 | $15,695 | $104,636 Land $20,000 Building $84,636 |
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