77 Desson Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 77 Desson Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,441 sqft · built 1920
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,798 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
APN	`381700 112.51-3-10.1`

Property Details

APN / Parcel Number

Primary APN	`381700 112.51-3-10.1`
Alternative APN	`0503540`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,157 sqft
Upper Floors Area	284 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	123 ft deep x 111 ft wide
Garage Type	Detached
Garage Area	288 sqft
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	499 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0503540
Street Address	77 DESSON AVE
City	TROY
State	NY
Zip	12180-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	2 STY FR HSE 485-25/46-47 2003-125
Legal Block	3
Legal Lot Number	10.001
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	41200

Owner

Source: Rensselaer County and Troy City records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 DESSON AVE, TROY, NY 12180-5203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 17, 2007
Transfer Doc	0042640000000346
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	77 DESSON AVE, TROY, NY 12180-5203
Document Number	0000575900
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DESSON AVE TROY NY 121805203, TROY, NY 12180-5203

Mortgage

Document Number	0000575900
Date	Oct 9, 2020
Book Page	009312/000212
Instrument	575900

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2040

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,798.00 (+1.97%)	$177,000 (-) Land $25,300 Building $151,700	$303,100 (+19.85%) Land $43,324 Building $259,776
2023		$177,000 (-) Land $25,300 Building $151,700	$252,900 (+8.59%) Land $36,149 Building $216,751
2022	$7,647.00 Homeowner's exemption	$177,000 Land $25,300 Building $151,700	$232,895 Land $33,290 Building $199,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20