77 Dean St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 77 Dean St, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 1932
Lot Size	0.157 acres (6,842 sqft)
Owner	2 Trust Names on File
Tax Bill	$16,641 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BELM M:42 P:000013 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:42 P:000013 S`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
1st Floor Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,842 sqft (0.157 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	77 DEAN ST
City	BELMONT
State	MA
Zip	02478-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3005
Census Tract	357100

Owner

77 Dean St is owner-occupied and held in a trust since August 2018.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	77 DEAN ST, BELMONT, MA 02478-3156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Aug 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018
Deed Sale	Aug 23, 2018
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	2018129517
Deed Book / Page	71514 / 565
Transfer Doc	71514-565
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	77 DEAN ST, BELMONT, MA 02478-3156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76208-448
Date	Nov 19, 2020
Book Page	76208/448
Instrument	217463

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 23, 2018
Property Address	77 DEAN ST, BELMONT, MA 02478-3156
Document Number	71514-565
Book / Page	071514 / 000565
Instrument Date	Aug 16, 2018
Instrument	129517
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DEAN ST BELMONT MA 024783156, BELMONT, MA 02478-3156

Tax Assessment & Valuation

The 2025 property tax bill for 77 Dean St was $16,641.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,641.00	$1,461,000 Land $718,000 Building $743,000	$1,568,070 (+7.5%)
2024			$1,458,630
2023	$15,612.00	$1,389,000 Land $844,000 Building $545,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Dean St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Dean St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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