77 David Miracle Rd, Miracle, KY 40856 Property Records

Bell County property record for 77 David Miracle Rd, Miracle, KY 40856

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 2006
Lot Size	2 acres (87,425 sqft)
Owner	2 Individual Names on File
Tax Bill	$776 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-00-00-036.00`

Property Details

APN / Parcel Number

Primary APN	`150-00-00-036.00`
Alternative APNs	`9418` `2321`

Interior

Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,425 sqft (2 acres)
Terrain	Steep
Driveway	Gravel Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2321
Street Address	77 DAVID MIRACLE RD
City	MIRACLE
State	KY
Zip	40856-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.007 ACRES & HOME AT BROWNIES CREEK
Legal Subdivision	BROWNIES CREEK
Jurisdiction	BELL KY
Township / Civil Division	PINEVILLE
Census Block Group	2
Census Block	2009
Census Tract	960300

Owner

77 David Miracle Rd is owned and occupied by two individuals who acquired it in February 2008.

Source: Bell County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	77 DAVID MIRACLE RD, MIRACLE, KY 40856-9040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2008
Transfer Doc	000358/694
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	77 DAVID MIRACLE RD, MIRACLE, KY 40856-9040
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DAVID MIRACLE RD, MIRACLE, KY 40856-9040

Mortgage

Document Number	00M404/774
Date	Jan 29, 2026
Book Page	M404/774
Instrument	292309

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	77 DAVID MIRACLE RD, MIRACLE, KY 40856-9040
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M351/71
Date	Jul 11, 2018
Book Page	M351/71
Instrument	175858

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 15, 2038

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	77 DAVID MIRACLE RD, MIRACLE, KY 40856-9040
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DAVID MIRACLE RD, MIRACLE, KY 40856

Mortgage

Document Number	00M362/179
Date	Feb 19, 2020
Book Page	M362/179
Instrument	182045

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Dec 5, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 77 David Miracle Rd was $776.

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00	$65,000 Land $65,000	$65,000 Land $65,000
2023	$760.00	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 David Miracle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1984–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 David Miracle Rd is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 91% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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