77 Crest Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 77 Crest Rd, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,674 sqft · built 1935
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2017)
Tax Bill	$8,335 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:5-08 L:068`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:5-08 L:068`
Alternative APNs	`MDBY M:5-08 L:068` `S0275800`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	5,301 sqft
1st Floor Area	1,447 sqft
Attic	Attic
Attic Area	352 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S0275800
Street Address	77 CREST RD
City	MIDDLEBURY
State	CT
Zip	06762-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	68
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3012
Census Tract	344100

Owner

Source: Middlebury Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 CREST RD, MIDDLEBURY, CT 06762-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · ARM NEWTOWN SAVINGS BANK
Oct 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage NEWTOWN SAVINGS BANK
Aug 18, 2017	Warranty Deed, Transfer NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Mar 20, 1997 · Amount on Record
Deed Book / Page	296 / 1069
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	77 CREST RD, MIDDLEBURY, CT 06762-2418
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000331-461
Date	May 2, 2022
Book Page	331/461
Instrument	985

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	77 CREST RD, MIDDLEBURY, CT 06762-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	316-472
Date	Oct 22, 2020
Book Page	316/472

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Aug 18, 2017
Property Address	77 CREST RD, MIDDLEBURY, CT 06762-2418
Document Number	296-1069
Book / Page	296 / 1069
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2961072
Date	Aug 18, 2017
Instrument	00296/1072

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2047

Tax Assessment & Valuation

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,335.00	$256,300 (-) Land $92,400 Building $163,900	$366,143 Land $132,000 Building $234,143
2024	$8,335.00 (+0.81%)
2023	$8,268.00 (+3.2%)	$256,300 (-) Land $92,400 Building $163,900
2022	$8,012.00	$256,300 Land $92,400 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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